The coalition government is currently considering proposals which would see income protection insurance replace the current method for paying employees “sick pay”.
The proposal is one of the things being reviewed by Dame Carol Black (National Director for health & work) and David Frost (Director General of the British Chambers of Commerce) in a bid to reduce the annual cost of sick days through illness in the UK.
If these proposals were to be approved, employers would have to buy income protection policies for their workers and the insurance companies would then be responsible for paying out when employees are off sick.
His research especially pointed out the discrepancies between the various thresholds for 
