It is predicted that the healthcare industry is going to have a tough year in 2011. It is expected to be a tough time for the NHS due to changes and budget restructuring made by the coalition government that will affect the NHS for the next couple of years.

This restructuring of costs in the NHS is likely to see private medical insurance policy holders and businesses being affected with healthcare premium costs increasing. These extra costs will always have an effect on business who will need to invest their money wisely. This could mean reducing workplace healthcare benefits or dropping them all together